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Welcome to Y-12 FCU HOME LOAN LENDING website!

TODAY's NEWS:  Our 5/5 ARM loans are now lower rates and closing costs for those that qualify.  Is your credit score above 720?  Is your loan to value lower than 95%?  Check this product out to see if its a good fit!


Purchasing a new home? Congratulations on your decision to buy a new home! There are many important things to consider throughout the process, especially if you're a first-time homebuyer.
Applying for a loan? Our online application process is conveniently designed to allow you to stop any time and pick up where you left off. After you submit an application, you can check loan status at your convenience.
Remodeling your home? If you are planning on remodeling your home - be it a kitchen, bathroom or backyard - you can contact one of our mortgage professionals who will help find the right loan for you.



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