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Welcome to Y-12 FCU mortgage website!

News:  As of August 17, 2017 we have dropped our origination fee to .50 bp for every loan product. Refer to our main web site for current rates.

Coming: September 18-19 a internet offer on our mortgage products:  Keep checking this site out to see what that may mean to you.

Purchasing a new home? Congratulations on your decision to buy a new home! There are many important things to consider throughout the process, especially if you're a first-time homebuyer.
Applying for a loan? Our online application process is conveniently designed to allow you to stop any time and pick up where you left off. After you submit an application, you can check loan status at your convenience.
Remodeling your home? If you are planning on remodeling your home - be it a kitchen, bathroom or backyard - you can contact one of our mortgage professionals who will help find the right loan for you.



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